Wade Clark Mulcahy LLP

Emily C. Walpole Of Counsel New York 332 345 2226 ewalpole@wcmlaw.com Professional Experience Emily handles a wide range of issues, with extensive past experience in New York labor and employment law issues, including harassment and discrimination cases, whistleblower claims, and on-site injuries. Her past work includes fact analysis and investigations, drafting pleadings and motions, legal research into unique corner cases of New York law, and assistance with expert examinations at trial. Prior to entering the legal profession, Emily worked in professional theatre. She worked as a director, stage manager, and scenic carpenter in addition to taking acting roles where her schedule allowed. She brings this communication and project management experience to her work in the law. Emily received her J.D. from the University of Virginia School of Law. While in law school, Emily became active with the National LGBTQ+ Bar Association, where she now serves as a member of the membership committee, New Lawyer’s Division. Prior to joining Wade Clark Mulcahy, she worked as a labor and employment attorney at a global corporate firm in New York, NY. Honors and Distinctions 40 Best LGBTQ+ Lawyers Under 40, National LGBTQ+ Bar, 2023 Eagle Scout Phi Beta Kappa Professional Activities Emily is a member of the National LGBT Bar Association and sits on the Membership Committee, New Lawyer’s Division. She regularly speaks at the Bar’s Lavender Law conference on issues surrounding new lawyers and on employment law issues. Publications I'm a paragraph. Click here to add your own text and edit me. It's easy. Download Education J.D., University of Virginia School of Law B.A. in Theatre, University of South Carolina Bar Admissions New York

Michael A. Bono Executive Partner New York, New Jersey +1 212 267 1900 mbono@wcmlaw.com Professional Experience At WCM, Michael: Defends high profile cases involving high net worth individuals and public figures, including media, sports, entertainment and political personalities; litigates complex professional liability, commercial actions and suits involving catastrophic injuries and significant property losses; prosecutes replevin and subrogation actions involving Fine Art, Jewelers Block and Specie; evaluates insurance coverage issues; defends and prosecutes declaratory judgment actions; briefs appellate cases; and conducts fraud investigations. Before joining WCM, Michael was a Senior Assistant District Attorney with the Kings County District Attorney’s Office. As an ADA, Michael prosecuted violent felonies and investigated complex narcotic networks and conspiracies. Michael also supervised junior prosecutors and assisted in the training of attorneys and police officers. Michael has also worked for a law firm specializing in the defense of fraudulent insurance claims. Along with Bob Cosgrove, Mike comprises WCM’s Management Committee, which serves as WCM’s governing body. Honors and Distinctions At Fordham University, Michael served on the Environmental Law Journal and was a member of the Dean’s List. He was also a magna cum laude graduate of Villanova University. Professional Activities Michael has been elected to membership in the Federation of Defense & Corporate Counsel and the Claims and Litigation Management Alliance, and is also a member of DRI, the Professional Liability Underwriting Society, and the North American Contingency Association. Michael is a frequent lecturer and has conducted seminars before such organizations as the International Underwriting Association of London, the New York State Bar Association, as well as for numerous clients. Publications The Poison Pill? Settling Damage Claims Involving Living Artists (co-author Michael A. Bono): International Fine Art and Specie Conference, Rome, Italy, 2017 Sandy’s Impact on Fine Art and Property Insurers IUA Event: London – November 2013 (co-author with Dennis M. Wade) Fine Art and Collectible Losses: Framing the Value Issues (International Underwriting Association, London, England, November 2012) (co-author with Dennis M. Wade) The Basics of Oral Examination: Understanding the Rules and Law of Depositions Pursuant to the CPLR (New York State Bar Association, 2012) The Examination Before Trial: What to Do Before Calling the Court (New York State Bar Association, 2012) What Fine Art Insurers Really Need to Know About the Visual Artists Rights Act (VARA) (co-author with Dennis M. Wade) The Anatomy of a Bust Out: The Implications of Bankruptcy and Bankruptcy Fraud for Property, Fine Art and Specie Insurers (International Underwriting Association, London, England, November 2011) (co-author with Dennis M. Wade) Defending Underwriters, Claim Professionals and Brokers in US Coverage Litigation (International Underwriting Association, London, England, November 2009) (co-Author with Dennis M. Wade) Getting it Back: Recovering Stolen Property in the United States (International Underwriting Association, October 2008) (co-author with Dennis M. Wade) Publications I'm a paragraph. Click here to add your own text and edit me. It's easy. Download Education J.D. Fordham University School of Law B.S.B.A. Villanova University Bar Admissions New York Eastern District of New York Southern District of New York New Jersey District of New Jersey Pennsylvania

Robert J. Cosgrove Executive Partner Pennsylvania, New York, New Jersey +1 267 239 5526 rcosgrove@wcmlaw.com +1 212 267 1900 Professional Experience A courtroom-tested trial lawyer and appellate advocate, Executive Partner Robert J. Cosgrove has handled cases in state and federal venues across the United States as well as in the International Court of Commerce. Bob litigates a very wide range of matters, including premises and liquor liability cases; trucking and motor vehicle claims; product liability and product recall suits; personal care home, senior living and home health aide cases; and cases involving construction defects, catastrophic personal injury and significant property damage claims. He defends individuals and businesses in complex professional liability and errors and omissions cases, advises clients on fraud-based and other first- and third-party coverage issues, and investigates and litigates fine art, jewelers block policy and cargo cases. A Certified Information Privacy Professional, US, (CIPP/US) and a Certified Information Privacy Manager (CIPM) through the International Association of Privacy Professionals (IAPP), he advises on cases related to fraud, data privacy, and cybersecurity claims and investigations. Before joining WCM, Bob was an Assistant District Attorney with the Nassau County (NY) District Attorney’s Office, where he prosecuted cases ranging from violations of environmental conservation law to gang assaults and high-level narcotics transactions. Honors and Distinctions Bob is OSHA 10 certified and is a Certified Information Privacy Professional, US, (CIPP/US) and Certified Information Privacy Manager (CIPM) through the International Association of Privacy Professionals (IAPP). At Fordham University Bob was a Stein Scholar in Public Interest Law and Ethics (which is where he met his wife with whom he has four children) and a member of the Fordham Environmental Law Journal. He was inducted into Georgetown University’s Theatre Hall of Fame in 2003. Professional Activities A Thompson Reuter Super Lawyer, (No aspect of this advertisement has been approved by the Supreme Court of New Jersey. A description of the Super Lawyers selection methodology can be found here .), Bob is a frequent speaker and conducts seminars for organizations, including the International Underwriting Association of London and the Property & Liability Resource Bureau as well as for numerous clients. Bob’s writing has appeared in various books and journals. Bob is a member of the Multi-Million Dollar Advocates Forum, a by-application-only national association of trial lawyers who have obtained multimillion-dollar verdicts and settlements. He has been elected a Fellow of the American Bar Foundation, a research organization dedicated to the study of law, legal institutions and legal processes. In addition to his work for clients, Bob sits as a judge pro tempore, handling settlement conferences in the Philadelphia Court of Common Pleas. He also serves as a member of WCM’s Management Committee, the firm’s governing body. Bob is the former President of the Philadelphia Association of Defense Counsel and the current Vice-president, Northeast Region of the Pennsylvania Defense Institute. He is a member of the Regis Bar Association. Publications Start Spreading the News: A Primer on Cyber Legislation in New York, Defense Research Institute’s Data and Security Dispatch, Volume 6, Issue 1 (May 27, 2021) (co-author with John Amato). Is Our Biometric Data Protected, Counterpoint (December 2020) (co-author with Lauren Berenbaum) Recent Changes to PA’s Statute of Limitations Spark Coverage Questions, Counterpoint (January 2020) (co-author with Lauren Berenbaum). Can You Resell Misappropriated Art?, Freeman’s Newsletter, (January 2019) (co-author with Lauren Berenbaum). Porsches in London: Software, Cars and Recalls, Defense Research Institute Data and Security Dispatch, (December 2018). Somebody’s Watching Me: Defending Data Breach Claims, Counterpoint, (May 2015) (co-author with Adam Gomez). Winning One for the Gipper: The Looming Legal Threats to American Football, Counterpoint (December 2012) (co-author with Paul Clark and Adam Gomez). Surveillance! Out of the Shadows and into the Courtroom, Counterpoint, (April 2012) (co-author with Remy Cahn). How Many Acts Can Comprise a Single Occurrence? The Pennsylvania Supreme Court Weighs In, 2 Bloomberg Law Reports (Insurance Law) 11 (2008). N.Y. Ins. §3420(d) Does Not Apply to Tenders Between Insurers, 235 N.Y.L.J. 74 (2006) (co-author with John Mulcahy). Sidewalk Liability Is Transferred from New York City to Landlords, 230 N.Y.L.J. 52 (2003) (co-author with Paul F. Clark). A New Vision of Lawyers, 26 Fordham Urb. L.J. 1669, (May 1999). Publications I'm a paragraph. Click here to add your own text and edit me. It's easy. Download Education J.D., Fordham University School of Law B.S.F.S., Georgetown University Bar Admissions New York New Jersey Pennsylvania Court Admissions Southern District of New York Northern District of New York Eastern District of New York Western District of New York District of New Jersey Eastern District of Pennsylvania Middle District of Pennsylvania Western District of Pennsylvania Second Circuit Court of Appeals Third Circuit Court of Appeals United States Supreme Court

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News First Department Rules that Circumstances Do Matter in Evaluating AI Tenders in Public Sidewalk Cases February 8, 2025 < Back Share to: In a significant win for Wade Clark Mulcahy’s client and for insurers generally, the Appellate Division, First Department, unanimously affirmed that in additional insured tenders circumstances do matter. The additional insured jurisprudence that governs New York City with respect to sidewalk trip-and-falls has been murky, requiring coverage counsel to parse the circumstances surrounding a tender of coverage to the AI insurer. On February 6, 2025 in Wesco Insurance Company v. Jewelers Mutual Insurance Company , Case No. 2024-04153, (Feb. 6, 2025) plaintiff-appellant Wesco insured a corner property owner which maintained on the sidewalk abutting its property a raised cellar door bulkhead. Wade Clark Mulcahy’s client Jewelers Mutual insured the jewelry store holding the ground-level tenancy above the basement and around the corner from that bulkhead structure, facing the main street. In 2018, a pedestrian tripped and fell over the bulkhead, and filed the underlying litigation against both the landlord and tenant, leading to this AI coverage dispute. The additional insured provision covered the landlord “only with respect to liability arising out of the ownership, maintenance, or use of that part of the premises leased to [the tenant].” After highlighting the many critical facts supporting our client’s position – and conceded on the record – the First Department held that the AI provision was not triggered because the pedestrian’s injury did not arise out of the landlord’s “ownership of ‘that part of the premises leased to [tenant].’” The Court took note of these critical circumstances: · the basement was not a part of the leasehold; · the tenant had no duty to maintain the basement or the cellar doors leading to the basement; · the tenant had no internal access to the basement; · a different tenant had exclusive use and control over the basement; · the lease only required the tenant to keep the sidewalk “in front of” the store free from obstruction, while the cement bulkhead structure and cellar doors were around the corner from the sole entrance to the store. This ruling provides much needed clarity in evaluating AI tenders in sidewalk cases. What seemed to be black letter law before Wesco —that any defect, structural or otherwise, on a sidewalk abutting a tenancy falls under the tenant’s AI coverage—in fact, turns on the circumstances and the scope of the lease. While helpful to insurers, it also serves as a reminder of the risks inherent in issuing blanket AI endorsements without any information concerning the physical condition of the tenancy and its abutting surface area. Any questions, please contact Dennis Wade or Abed Bhuyan. Previous Next Dennis M. Wade Dennis M. Wade Partner +1 212 267 1900 dwade@wcmlaw.com Contact

Latest News Button February 8, 2025 Read More First Department Rules that Circumstances Do Matter in Evaluating AI Tenders in Public Sidewalk Cases First Department Rules that Circumstances Do Matter in Evaluating AI Tenders in Public Sidewalk Cases Button January 26, 2025 Read More Defense Verdict for Steve Kim in NJ Construction Accident Trial Defense Verdict for Steve Kim in NJ Construction Accident Trial Button January 15, 2025 Read More DJ Dawson and Sarah Polacek secure a Trial Victory in Philadelphia DJ Dawson and Sarah Polacek secure a Trial Victory in Philadelphia Button January 6, 2025 Read More Steve Kim Obtains a Favorable Verdict in a Challenging Workplace TBI Trial (NJ) Steve Kim Obtains a Favorable Verdict in a Challenging Workplace TBI Trial (NJ) Button January 3, 2025 Read More Jason Laicha Promoted to Senior Associate Jason Laicha Promoted to Senior Associate Button October 10, 2024 Read More Mike Bono to Present at IFASIC Conference in Budapest Mike Bono to Present at IFASIC Conference in Budapest Button October 8, 2024 Read More WCM Wins Major Coverage Ruling for Specie Market: Classic “Unattended Vehicle” Exclusion Applies to Goods on Consignment WCM Wins Major Coverage Ruling for Specie Market: Classic “Unattended Vehicle” Exclusion Applies to Goods on Consignment Button September 27, 2024 Read More When Making a Notice of Claim, Make Sure to Include EVERY Claim the First Time When Making a Notice of Claim, Make Sure to Include EVERY Claim the First Time Button September 27, 2024 Read More LIABLE, UNTIL PROVEN INNOCENT: How Landlords Must Be Clear About the Transferring of Possession and Control When Leasing Property LIABLE, UNTIL PROVEN INNOCENT: How Landlords Must Be Clear About the Transferring of Possession and Control When Leasing Property Button September 27, 2024 Read More How “Serious”’ Means Serious Injury How “Serious”’ Means Serious Injury Button September 27, 2024 Read More Even Though He Couldn’t See, it’s Defendant’s Fault Even Though He Couldn’t See, it’s Defendant’s Fault Button September 27, 2024 Read More Subcontractor’s Insurer Must Reimburse General Contractor For Defense Costs in Workplace Injury to Subcontractor’s Employee Subcontractor’s Insurer Must Reimburse General Contractor For Defense Costs in Workplace Injury to Subcontractor’s Employee Button September 23, 2024 Read More Cards Against Humanity Sues SpaceX Over Texas Trespass Cards Against Humanity Sues SpaceX Over Texas Trespass Button September 20, 2024 Read More No Duty to Defend: Insurers Off the Hook in "Ghost Gun" Sales Case No Duty to Defend: Insurers Off the Hook in "Ghost Gun" Sales Case Button September 20, 2024 Read More Navigating the Affirmative Negligence Exception in Trip and Fall Cases Against the City Navigating the Affirmative Negligence Exception in Trip and Fall Cases Against the City Button September 20, 2024 Read More What is Considered Adequate Inspection Of An Establishment? What is Considered Adequate Inspection Of An Establishment? Button September 20, 2024 Read More Balancing the Scales: The Role of Res Ipsa Loquitur in Pennsylvania Negligence Cases Balancing the Scales: The Role of Res Ipsa Loquitur in Pennsylvania Negligence Cases Button September 20, 2024 Read More The Fine Print Matters: Winning Contractual Indemnification Claims Between Tenants and Landlords The Fine Print Matters: Winning Contractual Indemnification Claims Between Tenants and Landlords Button September 13, 2024 Read More Coverage Limits, Continuing Causes, and COVID-19: District Court of New Jersey Holds COVID-19 Executive Orders Constitute One “Occurrence” Coverage Limits, Continuing Causes, and COVID-19: District Court of New Jersey Holds COVID-19 Executive Orders Constitute One “Occurrence” Button September 13, 2024 Read More It Wasn’t the Pig’s Fault It Wasn’t the Pig’s Fault Button September 6, 2024 Read More Notice of Claim Pitfall: New York Appellate Court Confirms That Original Deficiencies Cannot Be Corrected With §50-h Hearing Testimony Notice of Claim Pitfall: New York Appellate Court Confirms That Original Deficiencies Cannot Be Corrected With §50-h Hearing Testimony Button September 6, 2024 Read More Recent New York Decision Highlight the Importance of Documenting Condition of Property During Utility Work Recent New York Decision Highlight the Importance of Documenting Condition of Property During Utility Work Button September 6, 2024 Read More FLORIDA’S NEW YEARS RESOLUTION: Complying With Amendments To Rules of Civil Procedure Promoting Active Case Management FLORIDA’S NEW YEARS RESOLUTION: Complying With Amendments To Rules of Civil Procedure Promoting Active Case Management Button September 4, 2024 Read More Jury Sides With The Mouse Against Disney Adults In VIP Club Lawsuit Jury Sides With The Mouse Against Disney Adults In VIP Club Lawsuit Button August 30, 2024 Read More Literally Blinded to a Latent Danger Literally Blinded to a Latent Danger Load More

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Joseph A. Capone Associate Attorney New Jersey 1 862 256 0877 jcapone@wcmlaw.com Professional Experience Joe assists with general liability claims, including construction defect and premises liability claims. His work includes investigating facts, drafting pleadings and motions, attending depositions and arbitrations, and preparing for trial. Prior to joining WCM, Joe was a law clerk at a construction firm in Atlantic City, NJ and a personal injury firm in Philadelphia, PA. Honors and Distinctions Joe received his J.D./MBA from Villanova University. While in law school, Joe served as Vice President of the Pro Bono Society earning the Dorothy Day Award for engaging in extensive pro bono work. Joe was inducted in the Beta Gamma Sigma International Business Honor Society for his distinguished academic performance in the MBA program. Prior to law school, Joe graduated magna cum laude from Franklin & Marshall College double majoring in Business and Government. Joe earned the Albert L. Bell Memorial Prize for outstanding academic achievement in accounting. During his time at F&M, Joe studied abroad in London attending the University of Westminster. Publications I'm a paragraph. Click here to add your own text and edit me. It's easy. Download Education J.D., Villanova University Charles Widger School of Law MBA, Villanova University B.A., Franklin & Marshall College Bar Admissions New Jersey Court Admissions New Jersey

Caroline Nelson Law Clerk Pennsylvania (412) 518-2768 cnelson@wcmlaw.com Professional Experience Caroline assists with a variety of coverage matters. Her works includes reviewing insurance policies and contracts to determine an insurer’s obligations related to defense and indemnification. Caroline also assists with the litigation of general liability actions for various types of claims by performing legal research and drafting litigation documents. Caroline joined WCM as a summer associate in May 2024 and she continues to work with the firm as she completes her final year of law school. Caroline serves as a Managing Editor of Student Works for the Villanova Environmental Law Journal. During law school, she also served as a judicial intern for the United States Court of Appeals for the Third Circuit. Honors and Distinctions · Villanova Law Dean’s Merit Scholar · Phi Beta Kappa Publications I'm a paragraph. Click here to add your own text and edit me. It's easy. Download Education · Villanova Charles Widger School of Law, JD (expected May 2025) · George Washington University, BA

News Defense Verdict for Steve Kim in NJ Construction Accident Trial January 26, 2025 < Back Share to: WCM New Jersey Partner Steve Kim recently secured a "no cause" defense verdict in favor of our client, a drywall subcontractor involved in a high exposure construction liability case. The case arose from allegations related to a workplace accident where the plaintiff claimed that the absence of temporary safety railings at a construction site contributed to their injuries. Steve successfully demonstrated to the jury that our client had completed their work safely and professionally well before the incident occurred and was not responsible for the alleged conditions at the site. This verdict reflects the importance of careful preparation and a clear presentation of the facts in achieving a favorable outcome for our client. We are proud to have been able to protect our client’s interests and bring this matter to a favorable resolution. At Wade Clark Mulcahy, we are committed to providing effective representation for businesses in construction and other industries. Feel free to contact @ skim@wcmlaw.com with questions about the trial or his practice areas. Previous Next Steve J. Kim Steve J. Kim Partner +1 212 267 1900 skim@wcmlaw.com Contact